Projects & Tip Videos

Thinking Of New Carpeting? Part 1

  The more you know, the more prepared you’ll be to get the best value. First, measure the widest point of the room(s) you want to carpet. Make sure you include any door openings or steps. Take the length times the width and divide by 9. This will give you the approximate number of square […]

Home Remodeling – Replacement Windows

  Replacing old windows not only dresses up an older home but also contributes to lower heating and cooling costs. You should consider replacing your windows if they have:  – Rotting sash or frame usually caused by water damage resulting from neglecting to maintain the interior/exterior finish on the sash.  – Poor weatherstripping around sash. […]

Monthly Home Maintenance Tips – June

  General walk through – check exterior gardens, downspouts and extensions, foundation landscaping.   Check/add salt to water softener. Check smoke and fire alarms.   Change air filter, close dampers on lower returns if using central air.   Check basement for dryness; run dehumidifier and check sump hole and pump, if applicable.   Apply water […]

Remodeling Your Kitchen – Some Basics Part 2

In Part 1 we discussed the importance of Planning and Design when undertaking a kitchen remodeling project. When you are confident that you’ve done your research, it’s time to review estimates, select a bid and sign an agreement. To properly compare bids requires specifics and short, vague estimates usually result in problems down the road. […]

Remodeling Your Kitchen – Some Basics Part 1

The kitchen is the main gathering place for many families and even when entertaining, many times the party winds up in the kitchen. Here are some things to consider when thinking of a new kitchen.   There are 3 elements to a kitchen remodeling project: Preparation, Design and Installation. First, visualize your dream kitchen. What […]

Buying A Home – Title Insurance Basics

Title insurance is protection against loss if a defect is found in the title of your property. It pays losses arising through defects in title or liens and encumbrances. From the deed alone, you cannot determine what rights, liens or claims may be outstanding against your title. Title insurance establishes clear title and that all […]

Buying A Home – Hiring A Realtor

A qualified Realtor is a licensed real estate agent who subscribes to a strict Code of Ethics and standard of practice to insure that all parties in a real estate transaction are dealt with fairly.   A Realtor can provide a number of services when buying a home, including up to date listings from the […]

Tips On Financing Your Home Purchase Part 2

So you’ve found a home that you love and it’s time to apply for a mortgage. To speed up the application process, be ready with the information your lender will need. Gather each borrower’s tax returns for the last 2 years, detailed information about employment for that period and copies of pay stubs for the […]

Tips On Financing Your Home Purchase Part 1

Make sure your “financial house” is in order before you shop for a real one. Know the Debt-to-Income Ratio and Credit Score for all prospective borrowers. These numbers and the percentage of your down payment go a long way toward determining the interest rate lenders will offer you.   Compare more than rate when shopping […]