Tag: mortgages

Buying A Home – Title Insurance Basics

Title insurance is protection against loss if a defect is found in the title of your property. It pays losses arising through defects in title or liens and encumbrances. From the deed alone, you cannot determine what rights, liens or claims may be outstanding against your title. Title insurance establishes clear title and that all […]

Tips On Financing Your Home Purchase Part 1

Make sure your “financial house” is in order before you shop for a real one. Know the Debt-to-Income Ratio and Credit Score for all prospective borrowers. These numbers and the percentage of your down payment go a long way toward determining the interest rate lenders will offer you.   Compare more than rate when shopping […]